PRIVACY POLICY

InsuranceNoodle, Inc. ("InsuranceNoodle") has created this Privacy Policy in order to demonstrate our firm commitment to the privacy of your personal information. The following discloses our information gathering and dissemination practices for this website (the 'Site').

Safe Shopping and Security

Rest assured that InsuranceNoodle will treat your credit card information and other personal data with the appropriate safety and security features and confidentiality standards. Credit card information will be stored on a separate server from other customer information.

For your security, orders on our site are encrypted with SSL technology on both the client and server end. Thawte has issued InsuranceNoodle a unique ID, which assures visitors that they have reached our authentic site, thereby allowing communications to be encrypted. In order for SSL to work, though, you must have a browser that supports SSL technology.

Please note that e-mail may not be encrypted and cannot be considered a secure means of transmitting sensitive information. InsuranceNoodle will never ask you to submit your credit card information via e-mail.

This website takes every precaution to protect our users' information. When users submit sensitive information via the website, your information is protected both online and off-line. When our registration/order form asks users to enter sensitive information (such as credit card numbers, employer indentification numbers or social security numbers and other financial information), that information is encrypted and is protected with the encryption software in the industry - SSL. While on a secure page, such as our order form, the lock icon on the bottom of Web browsers such as Netscape Navigator and Microsoft Internet Explorer becomes locked, as opposed to un-locked, or open, when you are just 'surfing'.

While we use SSL encryption to protect sensitive information online, we also do everything in our power to protect user information off-line. All of our users' information, not just the sensitive information mentioned above, is restricted in our offices. Only those individuals and entities who need the information to perform a specific job (for example, our billing clerk or a customer service representative) are granted access to personally identifiable information. Furthermore, all parties who receive sensitive information are kept up-to-date on our security and privacy practices. We frequently notify and/or remind those parties about the importance we place on privacy, and what they can do to ensure our customers' information is protected. Finally, the servers on which we store personally identifiable information are kept in a secure environment, with access restricted.

InsuranceNoodle and any affiliated insurance carriers or brokers whose products are provided through our site are the owners of the information collected on this site. InsuranceNoodle may share aggregate information about our users with advertisers, business partners, sponsors and other third parties, though such summary information will not identify any specifics related to your business. We will not sell, share, or rent this information to others in ways different from what is disclosed in this statement. InsuranceNoodle collects information from our users at several different points on our website.

Collection and Use of IP Addresses

We use IP addresses to analyze trends, administer the site, track user's movement, and gather broad demographic information for aggregate use. IP addresses are not linked to personally identifiable information.

Cookies

A cookie is a small data file that certain websites write to your hard drive when you visit them. A cookie file can contain information such as a user ID that the site uses to track the pages you've visited.

When you visit the Site, InsuranceNoodle uses a cookie to store a unique, random user ID called a Session variable. We do not store passwords or any personal information about you. These Session variables persist for the entire user-session. Once the session expires or is abandoned, the variable is discarded. We use this ID to identify you anonymously in our database and to track the pages you visit on our site.

You can refuse cookies by turning them off in your browser. You do not need to have cookies turned on to use the Site. However, if you turn off cookies, then you will not be able to order from the Site.

Registration and Ordering

Our site's registration form requires users to give us contact information (like their name and email address) and some demographic information (like gender, address and age). We use customer contact information from the registration form to send you information about InsuranceNoodle. Your contact information is also used to contact you when necessary.

When you order a product from our Site, we need to know, and therefore collect, your contact information (like your name, address, and e-mail address), certain financial information (like your credit card number), and all information supplied in determining your ratability under the policy you purchase and the terms of such policy. Additionally, we retain a record of all information provided by you in your application as is the general practice in the insurance industry. Financial information that is collected is only used to bill you for the products you purchase.

You must have cookies enabled to order from the Site.

Linked Sites

The Site may contain links to other sites. Please be aware that InsuranceNoodle is not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information. This privacy statement applies solely to information collected by the Site.

Children's Privacy

This Site is not directed at children under the age of 13 and does not knowingly collect personal information from children under the age of 13. If InsuranceNoodle obtains actual knowledge that it has obtained personal information about a child under the age of 13, that information is immediately and permanently deleted from our records.

Opt-Out

Our site provides you the opportunity to opt-out of receiving communications from us and our partners at the point where we request your email address.

Changes to Privacy Policy

We may occasionally change this Privacy Policy. If we do, we will post the changes on the Site. The changes will take effect as soon as posted.

Contact Information

We're here to help you. If you need to contact InsuranceNoodle you can: