Commercial Truck GL/Auto
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Product Summary
Commercial Truck Liability is a specialized program for long-distance truckers. The program provides Commercial Auto Liability and General Liability coverages.
What's Covered?
The policy covers the Auto Liability and General Liability exposures arising out of long-distance trucking. The policy includes physical damage coverage for the trucks.
What's Not Covered?
This policy does not provide any coverage for the cargo being hauled in the trucks. To cover that exposure, a Motor Truck Cargo policy is needed.
What Affects the Cost of the Policy?
The type and value of the trucks significantly affects the premium. Territory can also impact the premium. If the trucks are driven to or through higher risk regions, such as major metropolitan areas, a surcharge is often applied to the liability rating structure. Selecting a larger deductible can lower the premium.